How it works

STEP BY STEP

PROCESS

Initial Consultation

We discuss the potential opportunity for you to receive surplus funds following a foreclosure or tax deed sale. Generally, the previous owners or their heirs are entitled to the surplus funds.

Paperwork

Fill out the paperwork that allows us to get started on your claim. After this step is complete, you receive any cash advance we're able to offer, and we handle everything else going forward.

Court Process

At no out-of-pocket expense to you, our in-house attorney files court papers and attends court hearings. While we wait for the judge to make the ruling, we keep you updated every step of the way.

Payment

After the hearing, and the judge determines that you are entitled to the surplus funds, you will receive your check within days! And you don’t pay us anything unless your claim is successful! Easy as that!

What are surplus funds?
Do they belong to you??
IS THIS EVEN A REAL THING???

We understand that going through a foreclosure can be extremely difficult and emotionally draining. However, there could be a light at the end of the tunnel. If you’ve been contacted by United Surplus Claims or you’ve just found us on your own, chances are, you are most likely entitled to money resulting from a foreclosure sale of either your own or a relative’s property.

When you lose your home to foreclosure, the bank (or HOA, if the HOA is foreclosing) sells your house at auction. Frequently, the house sells for more than you owe, resulting in extra money called surplus funds. This money must be distributed by the court according to law. The law on surplus funds is generally found in Florida Statutes Section 45. The owner or the owner’s heirs are specifically listed in these laws as being entitled to the surplus funds in certain situations. Many times, the owners or heirs don’t even know that this money is available to them. To obtain the funds, they must (1) make a claim with the court, following the specific procedures laid out in the statute, (2) probably attend a hearing or two in front of the judge, and (3) possibly make their case against other parties who are also claiming the surplus funds. This process can be overwhelming without knowledge of the surplus laws, and without an understanding of these laws, it’s possible that you don’t receive the full amount owed to you.

That’s why it’s best to have United Surplus Claims working for you to obtain your surplus funds … especially when there is NO RISK – WE DON’T GET PAID A DIME UNLESS WE RECOVER SURPLUS FUNDS FOR YOU. We also cover all of the costs, including attorney fees. We know the ins and outs of how to make a successful surplus claim and will do everything we can to get you the most that you are entitled to.

If you have any questions about the process or if your legal right to surplus funds is even real, please contact us and we’ll be happy to speak with you and give you any information we can.